Interest Free Finance Options

  • We can process interest free purchases for any new Intense Bicycle purchase for anyone that is an existing card holder for any of the following cards –
    • GEM VISA
    • Go Mastercard
  • To purchase a brand-new Intense MTB with Interest Free, place your order online and select “Bank Deposit” as the checkout method. We will contact you to confirm your purchase and process the sale as an Interest Free purchase
  • DO NOT complete the Check Out as a normal credit card process as this will not receive the 6 months
  • To complete the Interest Free purchase, we will need a copy of your driver’s license and GEM VISA or Go Mastercard account number
  • You will need access to a printer to print out the paper work and facility to scan and post the final documentation to us
  • 6 month Interest Free purchases require 6 equal monthly payments to avoid late charges or interest on remaining outstanding balance
  • Interest Free purchases are not available for purchases on soft goods, accessories or parts
  • Interest Free bike purchase can include accessories and soft goods as long as the total doesn't exceed authorised credit limit


  • If you are not an existing GEM or Go cardholder, you can apply online for a GEM Visa card here –
  • GEM VISA cards have a $99 Annual Fee, $0 monthly account keeping fee, $0, Establishment Fee, $2.50 per paper statement
  • Outstanding Balance amounts at the end of the Interest Free period are charged interest at a 24.99% p.a. rate
  • Standard Visa purchase interest rate is 24.99% p.a.
  • Cash Advance interest rate is 24.99% p.a.
  • Cash Advance Fee - $3 or 3% of the cash advance, whichever is greater. You’ll never pay more than $30
  • Late Fee - $30
  • International Fee - 3% of the purchase or cash advance
  • Payment Handling Fee - $2.50 (in person), $0.95 (online)

 Go Mastercard

  • Go Mastercard’s can be applied for instore at Harvey Norman and used for Interest Free purchases from Intense Cycles Australia

*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.